Losing my bachelor degree

In finance we can quantify an investment by predicting the future cash flow of an intended investment. This means that we compare the return of 2 of more investment and choose the one with higher return. I suppose we can do that for marriage!

Let’s take a look at the startup cost of marriage. Based on today’s current market rate, a wedding dinner would cost approximately $40000, assuming 40 tables cost $1000 each. Other costs includes photo taking session $2500, cards and gifts $3000, down payment for a new flat $20000, renovations $30000 honeymoon, $10000, diamond ring ($3000-$30000) if you know what I mean! A simple wedding would cost you up to 100 to 130 grand! So what’s the opportunity cost of $130k?

· A Honda Civic Type R = $100k with enough change to buy 30 LV Bag costing 1k each

· Enough money to travel 2 times round the world with enough change to buy 3 Rolex

· A lifetime supply of haircut with wash

· Lifetime supply of fuel for your car

· Prada, Gucci, LV you name it

According to Cris, Marriage is an agreement in which a man loses his bachelor degree and a woman gains her masters. How true is that! I asked around if it’s okay if couples maintain and manage individual finances after marriage and the answer is an unanimous NO. Do men get married for sex and get broke as a result?

Let’s consider another scenario. What if we decide to retain our bachelor degree (singlehood) and spend it “wisely” with our $130k? Assuming you have the urge to go for “part time course” (intercourse) 3-5 times a week and it costs you $100 per session, it will cost you $300-$500 a week, $1200-$2000 a month and $14k to $20k a year. With notes (condoms) it would cost you another $30 per week, $120 a month and $1.4k a year. This would add up to $15k to $21k annually. How about extra curriculum activities (other vices) such as music class (Lap Sup Bar KTV), additional research (Which LV or Gucci bag your girlfriends fancy), Physical Education (massage parlours)? This would add up close to an estimated additional 10-20k annually. Thus the total cost of maintaining your bachelor degree would cost you close to approximately 30-50k depending on how far you want to score. Assuming you retain your bachelor status for 30 years, it will cost you an approximately 900k to 1.5million!

There appears to be a flaw in the above assumption that losing your bachelor degree (getting married) would cost only $130k. This cost can actually be eliminated from the Hongbaos you received from the wedding dinner. Assuming you have 400 guests from 40 tables and each guests subsidize you $120 (some relatives might give you more) each, this would add up to 48k. For the renovation costs and down payment for your flat, you will probably breakeven after you sell your flat in 10 years. For the diamond ring, that’s probably the last ring you will buy for your wife and if she wears it for 30 years, a 5k ring will only cost you $167! a year. For the honeymoon, you can actually pay off with the surplus from the Ang Bao. It’s clear now which is more feasible. I did my sums; feel free to lose your bachelor degree.